Kickstarting the year with powerful upgrades to streamline investor onboarding and compliance. We are excited to introduce two major enhancements to Vestlane’s AML Risk Assessment workflow, bringing more transparency, collaboration, and efficiency to fund managers.

New Features 🚀

1️⃣ Enhanced Risk Assessment Workflow

We have upgraded the Risk Level + Customer Due Diligence (CDD) page, bringing another essential step of investor onboarding into Vestlane. This update ensures a more structured, auditable, and collaborative approach to risk evaluation, whether you manage assessments internally or with external advisors.

Why it’s a game-changer:

1. Centralized risk evaluations:

   Assess investors using Name Screening results, investor responses, and your internal methodology—all within Vestlane.

2. Collaborative workflows:

   Assign team members to complete assessments and request approvals for a thorough 4-eye principle compliance review.

   • Reviewers: Select the user(s) responsible of reviewing this subscription and assigning a Risk Level and Customer Due Diligence type accordingly. More than one user can be assigned. You can send an email notification to these users accordingly, to let them know they are in charge of this assessment! Once done, they can mark the job as done and, if needed, request final approvals of their decision.
   • Approvals (optional): Request a Risk Assessment approval by selecting the responsible user(s). You can select more than one. The users will be notified via email, they can go to Vestlane, evaluate the risk assessment done by the Reviewers and approve ✅ or reject ❌ with a note of what should be modified so that everything is compliant.

3. Transparent audit trails:

   Every action—who reviewed, who approved, and when—is logged, ensuring a clear compliance history.

   

This section remains hidden from investors, allowing fund managers and their compliance teams to work without interruptions.

By integrating risk assessments into Vestlane, fund managers gain full control over the process, making compliance smoother and more efficient.

2️⃣ Risk Confirmation No Longer Requires QES (Germany-Specific Update)

Important update for funds based in Germany! Due to changes in the German Bureaucracy Relief Act IV (BEG IV), the Risk Confirmation document for semi-professional investors no longer requires a Qualified Electronic Signature (QES).

What changed?

• Under the new regulation (effective 31 December 2024), semi-professional investors only need to acknowledge risks in text form rather than with a formal QES.
• This streamlines the onboarding process, eliminating unnecessary steps and accelerating investor approvals.

What this means for you:

• Less friction in onboarding semi-professional investors.
• Faster time to signing and reduced compliance overhead.

We hope these new features make your investor onboarding smarter, faster, and more compliant. For activation or any questions, feel free to reach out.

— The Vestlane Team